Terms of Use and End User License Agreement
1. Parties And Business Use
These Terms are an agreement between you and Dr.-Ing. Stefan Hoppe, Merzstr. 7a, 92224 Amberg, Germany (“we” or “us”), not Apple. We, not Apple, are responsible for the App and its content.
The App is intended for merchants and their authorized team members acting for business purposes. If you use the App for a business, you confirm that you are authorized to act for that business.
2. The App and your Stripe account
These Terms apply only to the invoice app with Apple ID 6827601437 (the “App”) and its supporting service. Other apps available from this developer or on this domain have their own terms.
The App lets you create invoices on your connected Stripe account, choose product or service descriptions, prices, quantities, tax percentages and payment terms, and ask Stripe to calculate amounts using your entered rates. Confirming the invoice finalizes it and requests an invoice email from Stripe to the saved customer address. You can also share the Stripe-hosted invoice link, a QR code or the PDF link.
By connecting your account, you authorize us to carry out requests made through the App, including customer management, invoice creation and finalization, invoice email requests, retrieval of invoice and payment status, and creation of restricted sessions for Stripe’s embedded Payments and Payouts components. The owner can use the actions Stripe makes available there for payment details, refunds, captures, disputes, balances, external bank accounts, payout schedules and eligible payouts. Those components can include activity created outside this App.
When you confirm the invoice wizard, new customer details are saved to Stripe. Selecting an existing customer uses their saved details without changing them. Existing customer details can be edited separately in Settings. Account owners set their public business name and address separately in Settings or during onboarding. Those details are saved to Stripe and used for future invoices.
Stripe provides payment processing, account verification, tax calculation, invoice hosting and email services, balances, payouts and dispute handling under its agreements with you. We do not hold your payment funds. Stripe’s records determine invoice, payment and settlement status.
3. Your responsibilities
You are responsible for your sales and for the accuracy of invoice items, prices, quantities, currency, entered tax rates, tax-inclusive or tax-exclusive settings, payment terms, customer details and recipient email addresses. Choose the tax rate applicable to each item and check that each invoice contains the information your business and the applicable law require. The App uses the tax rates you enter; it does not determine the legally applicable rates for you.
Enter and share customer information only when you are entitled to do so. You are responsible for appropriate customer privacy information and for the actions of team members you authorize. Customer edits and deletions affect the connected Stripe account; deleting a customer does not remove historical invoices or payments.
Check the preview and recipient before confirming. Finalized invoices have restrictions on changes, and an email or shared link may disclose invoice and customer information. If a request has an unclear result, check the existing invoice in Stripe before creating another one. Use the App only with an eligible Stripe account, supported services and devices, and in accordance with applicable law and third-party terms.
4. Limits, fees, refunds and payouts
The App applies a currency-dependent limit per invoice, including tax, as shown in the App. Stripe may apply additional limits or restrictions.
The applicable App fee percentage and minimum are disclosed before you agree and are available in the App. Your account’s agreed terms apply; existing accounts may have a different rate from newly connected accounts. The App fee for an invoice is calculated from its total, including tax, rounded to the nearest Stripe minor unit before applying the minimum, and never exceeds that total. You authorize Stripe to deduct the App fee from your proceeds when the invoice is paid. It is not an additional charge to your customer.
Stripe’s payment processing, Invoicing and other applicable Stripe fees are separate. We will disclose changes to our App fee before they apply to future invoices.
The owner can use eligible refund actions in Settings > Payments or manage refunds and credit notes in Stripe. Stripe handles refunds under its rules and their status may change. Unless mandatory law requires otherwise, the App fee is retained for full or partial refunds; Stripe fees are separate. Check the current refund status in Stripe.
Stripe may schedule the first payout 7–14 days after your first payment. Later 2-day payouts may be available depending on your account, country and Stripe payout schedule. These are possible timeframes, not guaranteed payout dates.
5. Team Access
The account owner can create access names and share invitation links. Authorized team members can create, list and view invoices, finalize them and request their initial email, share invoice and PDF links or QR codes, and create, view, edit and delete customers on the connected account. The invoice list includes invoices created by this App on that account, including invoices created by other authorized installations. Account-wide Payments, Payouts and Team Access management are restricted to the owner.
Each team entry has one active App session. An activated link can be reused on the same installation. To move access to another installation, the owner deletes the entry and creates a new invitation. Use a separate entry for each additional installation and keep links confidential. Deleting an entry invalidates its invitation and current session; a team member’s local logout does not revoke the entry. Revocation does not undo invoices, emails, payments or customer changes already made.
6. Security, third-party services and notifications
Payments are processed by Stripe. Payment details entered on Stripe’s hosted invoice page are transmitted directly to Stripe over TLS-encrypted connections. The App and our server do not receive or store full card numbers or card security codes. Connections between the App, our service and Stripe use HTTPS.
Features depend on network access, account eligibility and services supplied by Stripe, Apple and Cloudflare. We do not guarantee that a payment, invoice email, notification or payout will be completed or delivered, or that services will always be available. We remain responsible for our own obligations and any liability that cannot lawfully be excluded. You must comply with the applicable third-party agreements.
With your device’s notification permission, the service can send the creating installation an alert when an invoice is paid or becomes overdue. Status is checked through Stripe events and periodic checks, normally every 15 minutes for open invoices. Alerts can be delayed or unavailable and may show the invoice number, amount and currency on the lock screen. They are informational, do not prove bank settlement, and are not a substitute for checking Stripe.
7. Privacy
Our app-specific Privacy Policy explains how we process information for this App and its supporting service.
8. License
We grant you a personal, non-transferable license to use the App on Apple-branded devices you own or control, as permitted by the Apple Media Services Terms and Conditions, including their Usage Rules and any applicable Family Sharing or volume-purchase provisions. You may not copy, modify, or redistribute the App except as permitted by law.
9. Support, Warranty, And Claims
We provide maintenance and support for the App. Apple has no obligation to provide maintenance or support.
We are responsible for any warranties that apply to the App under law. If the App fails to conform to an applicable warranty, you may notify Apple, and Apple will refund any purchase price you paid for the App. To the maximum extent permitted by law, Apple has no other warranty obligation for the App.
We, not Apple, are responsible for addressing claims concerning the App or your use of it, including product liability, legal or regulatory compliance, and consumer protection or privacy claims. If a third party claims that the App infringes its intellectual property rights, we, not Apple, are responsible for investigating, defending, settling, and resolving that claim.
10. Limitation Of Our Liability
Nothing in these Terms excludes or limits our liability for intentional misconduct, gross negligence, injury to life, body, or health, fraud, liability under mandatory product liability law, or any other liability that cannot lawfully be excluded or limited.
For ordinary negligence, we are liable for breach of a material contractual obligation only up to the loss that was typical and reasonably foreseeable when these Terms were agreed. A material obligation is one whose performance is necessary to provide the App as agreed and on which you may reasonably rely. To the extent permitted by applicable law, we are not liable for ordinary negligence in relation to other obligations.
To the extent permitted by applicable law, we are not liable for lost profits, lost business opportunities, or indirect or consequential losses, except where such loss is a typical and reasonably foreseeable result of our breach of a material contractual obligation. These limitations do not reduce any non-excludable statutory rights or remedies.
11. Logout and removal of access
Log Out removes this device’s App session and attempts to remove its push registration. If that request cannot complete, alerts for earlier invoices may still arrive; you can disable notifications in iOS settings. Logout does not revoke the Stripe connection or team invitation, sign out other devices, delete invoices or customer records, or cancel or void invoices and their links. Some local settings and unfinished invoice requests may remain on the device.
You can revoke our connection through Stripe. After a verified deauthorization event and confirmation that access has ended, our service deletes the associated merchant and dependent records as explained in the Privacy Policy. This does not close the Stripe account, reverse payments, delete Stripe’s records, or cancel existing invoices. Manage outstanding invoices, credit notes and refunds in Stripe.
12. Legal Compliance
You confirm that you are not located in a country subject to a U.S. Government embargo or designated by the U.S. Government as a “terrorist supporting” country, and that you are not on any U.S. Government list of prohibited or restricted parties.
13. Apple As Third-Party Beneficiary
Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you upon your acceptance.
14. Invoice emails, links, PDFs and records
Creating, emailing or sharing an invoice does not mean that it has been paid. Payment confirmation can depend on the chosen payment method. Check the individual invoice and payment in Stripe before treating it as paid.
Stripe supplies the hosted invoice and PDF. Recipients and services you choose for sharing receive the link or QR code and may be able to view invoice and customer information or forward access to others. Verify the recipient before sending. An accepted email request does not guarantee inbox delivery. Stripe test mode does not deliver real invoice emails.
Retain the invoices and business records you need. The App is not a separate archival or accounting system and does not provide a dedicated credit-note or invoice-cancellation workflow. Stripe’s Dashboard provides the management options available for the account.
15. Contact
Questions, complaints, or claims about the App:
Dr.-Ing. Stefan Hoppe
Merzstr. 7a
92224 Amberg
Germany
+49 151 50887777
support@taptopayonphone.app